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EDITABLE WORKSHEET · MORTGAGE
Mortgage model comparison
Compare actual responsibilities across mortgage business models.
How to use it
Use a fictional case first. Replace assumptions with verified, authorized information before professional use. Keep real candidate information in your approved systems. Complete each field, identify the next action and review the plan with the appropriate owner.
Completed example: the reasoning
Two organizations in the same channel can offer very different processing support.
See the completed worksheet example
- Business model and funding description
- Compare the company’s confirmed funding and distribution arrangement, not only its label.
- Product access and relevant limits
- Identify the relevant product access and limitations with a current owner.
- Processing and underwriting responsibility
- Document who handles submission, processing, credit decisions and escalation.
- Technology and escalation support
- Test the support workflow with a fictional scenario and named escalation route.
- Originator responsibilities
- Clarify which administrative tasks remain with the originator.
- Source, date and owner for each claim
- Record each source, verification date and accountable owner; leave unknowns open.
Offline formats
This worksheet is page 14 of the 27-worksheet collection.